Business owner smiling while working at her laptop

Funding in as little as 24 hours

Business loans, approved lightning fast

Fast. Simple. No Hidden Fees.

If you need quick funding we have you covered. Lightning Business Loans delivers rapid approvals and funding in as little as 24 hours, so you can keep moving without the hassle of traditional banks.

Lightning is a credit broker, not a lender. As a whole-of-market broker, we search 100+ lenders to find business finance that fits.

Why choose us

Built to get you funded, fast

Everything about Lightning Business Loans is designed for speed, choice and complete transparency, so you can get on with running your business.

Lightning-fast approvals

A quick decision on your application, often the same day. No waiting weeks on a bank.

More routes to a yes

Had a no from the bank? Our whole-of-market panel of 100+ lenders finds another route.

Flexible terms

Loans from £10,000 to £2,000,000, structured around your cashflow and comfort.

Cash in your account fast

Approved funds can land in as little as 24 hours, so you can put them to work straight away.

No hit to your credit score

Getting a quote and applying won’t affect your credit rating. Check your options freely.

Fully transparent

No hidden fees and no surprises. You see the full picture before you commit to anything.

Who we help

Funding for ambitious UK businesses

If you’re a business owner or service provider in need of quick capital, we’ve got you covered. Whether you’re scaling fast or looking for a better financing solution, Lightning Business Loans is here to get you funded, fast.

  • Limited companies
  • Trade, retail, hospitality & services
  • Scaling fast or steadying cashflow
Apply now
Business team working together around a table
Team working together around a table

Backing UK business

Money that moves as fast as you do

Rapid approvals, funding in as little as 24 hours, and a team that keeps things simple from start to finish. No jargon, no runaround.

£10k–£2mLoan range
24hrTypical funding speed
£0Hidden fees

How it works

Our Lightning-fast process

01

Apply online in minutes

Simply share basic details about your company. The application is quick, hassle-free and takes just a few minutes. Our team is ready to help with any questions.

02

Approved in only a few hours

Our expert team and trusted network of lenders match you with the right financing solution for your needs, and give you everything to make a fully informed decision.

03

Funds in a few days

Most deals complete in a few days, and approved funds can land in as little as 24 hours, ready to put to work right away.

Sometimes even same day

Loan calculator

Business Loan Calculator

Move the sliders to size your loan and term. It’s an illustration to get you started. Our experts will confirm the exact rate once you apply.

Get my real rate

Example: £100,000 over 36 months £3,321/mo
£100,000
36
Illustrative monthly repayment £3,321/mo
Apply for this amount

Based on an illustrative 12% a year. This is an illustration, not an offer or a quote. Figures are for illustration only and do not constitute a quote or an offer of finance. Rates are subject to status, affordability and lender criteria.

Apply now

Get started in minutes

Tell us a little about your business and one of our funding specialists will be in touch. Applying won’t affect your credit score.

  • Fast decisions

    Most applications get an answer within hours, not weeks.

  • Secure & confidential

    Your details are handled securely and never shared without consent.

  • Speak to a real expert

    Prefer to talk? Call us on 0203 28 58 333 and we’ll help.

  • FCA regulated

    A trading style of Highland Business Finance Ltd, authorised and regulated by the FCA.

Apply for funding

No obligation. It only takes a couple of minutes.

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